We’ll help you buy what you need today. And we’ll give you 12 months to pay for it – regardless of your credit score.

Apply online, on your mobile device, or in the showroom of your local SuperHiTech. It’s easy to apply and even easier to be approved!

You apply, get approved, then you shop. It’s that simple.

Eligibility requirements

We don’t ask a lot. Our approval process boils down to four, simple questions.

  • Monthly Income

    Do you deposit $1,000 or more into your checking account each month?

  • Checking Account

    Have you had a checking account for at least 90 days?

  • Checking Activity

    Is your checking account free from NSFs, excessive overdrafts, and negative balances?

  • Income History

    Do you have a three-month history with your current employer or source of income?

Let’s build your credit. Together.

We’ll report your payments to credit bureaus so that you can get the score you deserve.

Giving Credit

While many financial institutions may refuse to issue new credit – we will. We give you the opportunity to prove your creditworthiness through performance on a new trade line.

Reporting Credit

We’ve partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build and/or restore your credit.